Guide

How to Build KYC Infrastructure Using Smile ID, Youverify, and Dojah

5 February 2026 ·12 min read ·By ABA Editorial
Nigeria flag Nigeria Financial Services

Every African fintech needs KYC infrastructure: identity verification at onboarding, ongoing monitoring, and regulatory reporting. Building this from scratch is expensive and slow. Integrating with Smile ID, Youverify, Dojah, or Identitypass is the standard path. This guide walks through how to evaluate these providers, integrate their APIs effectively, and build the surrounding compliance controls that make KYC infrastructure actually work at scale.

Every African fintech that handles money needs KYC infrastructure. The regulators require it. The banks you partner with require it. The fraud losses you would incur without it make it unavoidable even if nobody was watching. Building KYC infrastructure from scratch is slow, expensive, and technically challenging becau...

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