Knowledge Hub
Insight and analysis on African markets
143 published articles from the research desk, tagged by country and sector so you find what is relevant to you.
Clean Cooking in Africa 2026: The 900 Million Access Gap and the Slow Transition From Wood to Clean Fuels
Approximately 900 million Africans lack access to clean cooking fuels, relying on wood, charcoal, kerosene, or other traditional fuels with severe health, environmental, and social consequences. Clean cooking is one of Mission 300's explicit priority areas. This report maps the scale of the problem, the operators working on the transition, and the structural conditions that have made clean cooking one of the slowest-moving components of African energy access.
African Wealthtech Needs to Admit It Is a Currency Hedge, Not a Wealth Builder
PiggyVest has over 7 million users. Cowrywise passed 800,000. Bamboo and Risevest have built credible retail US stock access. The marketing language across the category is about building wealth, long-term compounding, and financial independence. Our view is that this framing does not match what customers actually do. African wealthtech is, in practice, a currency hedge. Admitting that would produce better products for customers and better businesses for operators.
Nigeria · Financial Services How to Price and Structure B2B Supply Chain Finance in African Markets
B2B supply chain finance is one of the most promising African fintech categories because it addresses a genuine credit gap with defensible unit economics. OmniPay in Nigeria maintains non-performing loans below 0.5 percent on over USD 800 million annual transactions. Pezesha raised USD 11 million in early 2025 for its B2B lending infrastructure. This guide walks through how to price and structure a supply chain finance product that works in African market conditions.
Nigeria · Financial Services The African EdTech Adult Learning Pivot 2026: Why the Sector Is Abandoning Children for Adults and What It Means
African edtech is undergoing a structural pivot away from K-12 consumer models toward adult learning, driven by the specific commercial logic that adults paying for their own training have stronger and more durable payment motivation than parents paying for children. This report examines the pivot, its causes, and its implications for the sector's next phase.
Julaya: The BCEAO-Licensed B2B Payment Platform Rebuilding Francophone West African Finance
Julaya was founded to solve a specific problem in Cote d'Ivoire: why African businesses could not process B2B payments digitally at the scale their operations required. By 2025 the company had received a BCEAO electronic money institution license, becoming one of the first private-sector operators to do so under the updated framework. This is the story of how a small Abidjan-based team built regulated B2B payment infrastructure in a market most pan-African fintechs had been ignoring.
Côte d'Ivoire · Financial Services African Warehousing and Fulfillment Infrastructure 2026: The Grade A Shortage, the Industrial Park Push, and the E-commerce Fulfillment Layer
African warehousing infrastructure is dominated by informal storage facilities with limited Grade A capacity for modern distribution and e-commerce fulfillment. Industrial parks being developed in multiple countries aim to address the gap with purpose-built logistics real estate. This report maps the warehousing landscape, the operators and developers building modern capacity, and the e-commerce fulfillment layer that depends on it.
African Pension Tech and the Long-Term Savings Gap
Only a small fraction of African workers participate in any formal retirement savings system. Nigeria's Contributory Pension Scheme covers approximately 10 million workers out of a workforce of over 70 million. Kenya's NSSF coverage is similarly narrow. PiggyVest has 7 million users saving short-term but pensions remain underserved. Inside the gap, the emerging digital operators, and why retirement may be the next great African fintech opportunity.
Nigeria · Financial Services Mobile Money Agent Economics Are Quietly Breaking
Mobile money in Africa runs on a foundation of approximately 300,000 M-Pesa agents, several hundred thousand more across Nigerian operators, and uncounted thousands more across the continent. Practitioners inside the sector have started to whisper about something industry reports do not yet capture: the agent economics that made mobile money work are quietly deteriorating. If this pattern holds, the consequences for African digital finance are significant.
Kenya · Financial Services African Vaccine Manufacturing 2026: Afrigen's mRNA Technology Transfer Hub, Biovac, Moderna's USD 500 Million Kenya Plant, and the BioNTech BioNTainers
The COVID-19 pandemic exposed African dependence on imported vaccines and triggered a wave of commitments to build continental vaccine manufacturing capacity. The WHO mRNA technology transfer hub at Afrigen Biologics in Cape Town is one of the most ambitious responses. Moderna signed a USD 500 million Kenya plant MoU. BioNTech is deploying BioNTainer modular factories to Rwanda and Senegal. This report maps the category.
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