How to Price and Structure B2B Supply Chain Finance in African Markets
B2B supply chain finance is one of the most promising African fintech categories because it addresses a genuine credit gap with defensible unit economics. OmniPay in Nigeria maintains non-performing loans below 0.5 percent on over USD 800 million annual transactions. Pezesha raised USD 11 million in early 2025 for its B2B lending infrastructure. This guide walks through how to price and structure a supply chain finance product that works in African market conditions.
B2B supply chain finance, the category that includes invoice financing, receivables discounting, inventory credit, and working capital lending to small and medium-sized businesses, is one of the clearest commercial opportunities in African fintech. The IFC estimates the African SME credit gap at over USD 330 billion. T...
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