How to Integrate the Safaricom M-Pesa Daraja API: A Practical Starting Guide
Kenya
Financial Services
Safaricom's Daraja is the API gateway that connects your application to M-Pesa. This guide walks through the practical integration path: portal registration, sandbox setup, OAuth authentication, the STK Push payment flow, callback handling, and the transition from sandbox to production. Written for engineering teams building their first M-Pesa integration.
If you are building any product in Kenya that accepts or disburses money, you will eventually integrate with Safaricom's Daraja API. Daraja is the platform that exposes M-Pesa capabilities to third-party developers through RESTful endpoints: customer payments, business disbursements, balance queries, transaction status...
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